Finance the renovation of your dreams with ease

Realize your home or business renovation projects without financial worries. Discover the flexible financing options offered by our financial partners and bring your project to life today.

Architect

Why choose our partners to finance your renovation work? ?

Renovating your space shouldn't wait. But carrying out renovation or improvement work on a home or any other surface costs several thousand euros.

So, it is often difficult to get started quickly, unless you opt for a loan dedicated to renovation, that is to say a home improvement loan at an advantageous rate or obtain a grant for home improvement work, such as those granted for the energy renovation of a main residence.

Financing for renovations at the best prices terms

financement renovation travaux

Our partners' financing offers for renovations

Flexible plans for every project renovation

Whether you're renovating a single room or your entire property, we make it easy to access financing options tailored to your needs through our partnerships with several financial institutions. They will offer you the most suitable solution based on your project and requirements.

Short-term financing

Fast approval, loan repayment within 6 to 12 months

Long-term financing

Home improvement loan granted by banks and our financial partners (up to 36 months).

Customized financing plans

Get a loan that truly fits your budget and renovation goals.

Other financing solutions depending on your project

  • Mortgage loan with allocation of part of the credit envelope obtained on the occasion of the purchase of a dwelling to the overall renovation (minimum amount of work set at 40,000 euros).
  • Subsidized loan to carry out renovation work in their main residence, regardless of the borrower's status (tenant or owner). No income requirements.
  • Social access loan Credit granted to owner-occupiers subject to income requirements.

If you carry out work resulting in an improvement in the energy performance of a property used as a main residence, you may, subject to income requirements, potentially benefit from aid (sometimes cumulative).

  • The Zero-Interest Eco-Loan (PTZ) : intended for owner-occupiers or landlords, its amount varies according to the volume of work planned (from 7,000 to 50,000 euros over a period of 3 to 20 years).
  • MaPrimeRénov'’ It comes in two options (Ma Prime Rénov' decarbonization or Ma Prime Rénov' supported pathway). It is granted for wall insulation work, roof insulation, window replacement, optimization of heating or domestic hot water production…
  • Energy Savings Certificate Bonus, granted without means testing by energy suppliers for heating renovation or renovation that generates substantial energy savings.

How It Works

Simple steps to finance your turnkey renovation hand

Submit your loan application to our partners, get approved, and start your project. Enjoying more comfort in your home is that simple.

Select your Solal Deco renovation plan

Choose the desired renovation work for a precise study of the financing project adapted to your project and budget.

Submit a home improvement loan application

Fill out our secure online form and, thanks to our partners, benefit from an optimized annual percentage rate based on the loan term and the amount of work.

Get your loan application approved

Receive approval from our financial partners after verification of your eligibility for potential energy efficiency improvements to your home.

Start renovating your property without delay

Launch your property renovation project. Obtaining funding with an attractive interest rate to finance your renovations has never been easier!

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Estimate your monthly payments of refund

Use our interactive calculator to plan your budget. Enter project cost, select a term, and see your monthly payments instantly.

  • Adjustable sliders depending on the cost and duration of the project
  • Instant calculation of monthly installments
  • You can submit your credit application directly from the calculator on our platform.

Renovation financing

Why choose our partners to finance your renovation ?

What home renovation work is eligible for government subsidies? ?

Depending on the year, the state budget offers various incentives, ranging from small to large, to help finance certain energy efficiency improvements. Therefore, if your renovation project includes an energy efficiency upgrade for your home, you may be eligible for a grant or tax credit as a homeowner.

Among the potentially eligible works :

  • insulation work
  • window modernization
  • Installation of reversible heating or air conditioning equipment to save energy (heat pumps, installation of solar panels to power your heating equipment).

Note : some of these benefits are subject to means testing.

FAQ – Financing for renovation work

Frequently Asked Questions

Clear answers to common financing queries:

 
What documents are needed for a renovation loan application?

To process your financing request, our partner lending institutions will need you to send them the following documents:

  • Valid form of identification (passport, national identity card or driving licence)
  • Proof of income (Recent payslips or tax returns)
  • Proof of residence (Utility bill or rental agreement)
  • Project quote or renovation plan from Solal Deco.
How long does approval take?

Our financing partners usually review applications within 24 to 48 hours. Once approved, you’ll receive confirmation via email, allowing you to start your renovation without delay.

Can I combine financing for renovations with the purchase of furniture?

Speak to our financial partners. There are flexible financing solutions that cover both renovation work and furniture purchases.

What are the steps to obtain assistance for renovating a property?

Here are the steps to benefit from subsidies to encourage energy efficiency in housing:

  1. You can find out more from our financial partners.
  2. Obtaining the results of an energy audit.
  3. Receive quotes from our partner craftsmen holding RGE certification.
  4. Obtain approval from Anah.
  5. Have your work carried out by the RGE-certified craftsmen you have chosen.
  6. Submit your invoices.
  7. Get help.

Eligible works must be listed on the France Rénov' website and must allow the property in question to improve its energy rating by at least two classes (from F to D, for example). It is important to verify that your project meets all the eligibility requirements.

Testimonials

Our Clients Renovate with Confidence trust

Listen to the testimonials of private owners and managers of professional premises who have successfully carried out their renovations and development work with Solal Deco.

Get a Quote

Get Your Personalized Quote

Turn your renovation ideas into reality.

Optionally, schedule a consultation with our experts to guide you every step of the way.

Get a Quote

Request your personalized renovation quote

Turn your renovation ideas into reality.

Optionally, schedule a consultation with our experts to guide you every step of the way

Get a Quote

Get Your Personalized Quote

Turn your renovation ideas into reality.

Optionally, schedule a consultation with our experts to guide you every step of the way

Apply now

Need to finance your renovation work? ?

Explore our partners' solutions and make your renovation dream a reality today.